Embold Federal Credit Union Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and Financial Summary - 2024 (2024)

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Headquarters

Po Box 2020
Oregon City, OR 97045
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Notable Rates APY Vs.Others
Savings 0.10% 5.55% →
1-Year CD 0.70% 5.38% →
2-Year CD 1.20% 4.95% →
5-Year CD 1.45% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →
  • Overview
  • Membership
  • Deposit Rates
  • Loan Rates
  • Branches
  • Climate
  • Financial Details
  • FAQs
  • Reviews

2024 Overview

General Credit Union Information

Embold is an NCUA insured institution located in Oregon City, OR. It was founded in 1957 and has approximately $592.83 millions in assets.

Who can join?

Membership is open to anyone who lives, works, worships, or attends school in Clackamas County.

Other ways to be eligible: Go to school in Oregon City? Live in West Linn? Go to church in Canby? Work in Sandy? Do you do any of these things anywhere in Clackamas County? If yes, you’re eligible to join.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11793
Date Established 1957
Assets $592.83 million
Loans $431.46 million
Deposits $533.84 million
Capital $55.80 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Clackamas County, Oregon.


Deposit Rates - July 10, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APYMINMAX
Savings 0.10%$2,500$4,999 Learn More
Money Market 0.03%$2,500$2,999 Learn More
Money Market 0.13%$10,000$14,999 Learn More
Money Market 0.15%$25,000$29,999 Learn More
CD Rates (Share Certificate Rates) APYMINMAX
6 Mo CD 0.45%$10,000$14,999 Learn More
6 Mo CD 0.45%$100,000$199,999 Learn More
12 Mo CD 0.70%$10,000$14,999 Learn More
12 Mo CD 0.70%$100,000$199,999 Learn More
24 Mo CD 1.20%$10,000$14,999 Learn More
24 Mo CD 1.20%$100,000$199,999 Learn More
36 Mo CD 1.25%$10,000$14,999 Learn More
36 Mo CD 1.25%$100,000$199,999 Learn More
48 Mo CD 1.35%$10,000$14,999 Learn More
48 Mo CD 1.35%$100,000$199,999 Learn More
60 Mo CD 1.45%$10,000$14,999 Learn More
60 Mo CD 1.45%$100,000$199,999 Learn More

Loan Rates - July 10, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Embold

Please contact the bank for questions about their loan products.In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2024

LenderAPRRate (%)PointsFeesMonthly
Payment
Learn More
Embold Federal Credit Union Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and Financial Summary - 2024 (1)
NMLS ID: 401822
6.565% 6.375%1.00$6,400$1,997 Learn More
Embold Federal Credit Union Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and Financial Summary - 2024 (2)
NMLS ID: 1025894
6.734% 6.625%0.88$3,599$2,049 Learn More
Embold Federal Credit Union Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and Financial Summary - 2024 (3)
NMLS ID: 3030
7.076% 6.990%0.88$2,800$2,127 Learn More
Embold Federal Credit Union Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and Financial Summary - 2024 (4)
NMLS ID: 491986
Learn More

See More Mortgage Rates →

Featured - Virginia Home Equity Line Of Credit Rates 2024

LenderAPR (%)? MonthlyPayment?Learn More
Embold Federal Credit Union Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and Financial Summary - 2024 (5)
Third Federal Savings and Loan
See Table
7.990 %
$0 Learn More
More Info

See More Home Equity Rates →

Note to Embold
To upload and update your bank's rates please register.It is free to register and add rates.

Branches

Below are Embold branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Embold Locations

    View Branches Nationwide →



    Climate Policy and Initiatives

    EMBOLD is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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    Financial Details

    Embold Ratio Analysis

    The following ratios and data are available to help you better understand the financial condition of Embold.The data is provided by the NCUA.All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

    Texas Ratio
    EmboldU.S. Average
    18.01%6.97

    The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses.The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

    As of December 31, 2023, Embold had $10,427,414 in non-current loans and $193,520 in owned assets.To cover these potential losses it had $55,799,907 in net worth and $3,178,805 in loans loss reserves.That gives it a Texas Ratio of 18.01%.

    Net Worth
    EmboldU.S. Average
    9.41%13.62%

    Embold FCU has a net worth of 9.41% versus the BestCashCow average of 13.62.Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



    Customer Reviews forEmbold

    There are currently no comments for EMBOLD. Be the first to share your experience. Please provide comments that will help others.


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    Embold Federal Credit Union Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and Financial Summary - 2024 (2024)
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