Finally...Navy Federal CLI (2024)

Ive been trying for over a year to get a limit increase on my navy credit card and have always been denied with a maximum limit message each time I would apply. Three weeks ago I was denied yet again but I decided to go for it again today and got a instant approval I request a 21k limit which is a 4600 limit increase. I am shocked and if I had known I would have went for the max of 8k but I'm just so very glad I finally got my first increase with Navy Federal. WooHoo!

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• credit increase soft pull.

Congratulations on your CLI

Congrats on the Navy luv !

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

@user979797wrote:

Ive been trying for over a year to get a limit increase on my navy credit card and have always been denied with a maximum limit message each time I would apply. Three weeks ago I was denied yet again but I decided to go for it again today and got a instant approval I request a 21k limit which is a 4600 limit increase. I am shocked and if I had known I would have went for the max of 8k but I'm just so very glad I finally got my first increase with Navy Federal. WooHoo!

Congrats on your increase.

However, in the future should always go for the current maximum CLI request of 8k. Navy will always counter as much as they're willing to give. Unless you're applying for a new revolving account with Navy. Then you should always apply for the new account before requesting a CLI on existing accounts.

Fico Scores: F9 EQ 791 TU 782 EX 768 (Aug 2024 updated)
Virtually slap me if I apply for anything else before August 2026 and remind me I'll never get my U.S. Bank Altitude Reserve Visa Infinite.
In garden from July 27th 2024 to August 2026.
New Accounts: 6/12 11/24. DTI less than 5%

Congrats.

Congrats on your CLI! Go Navy!

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce

Congratulations on a nice increase and your new limit!

Congratulations on your NavyFed CLI 🎉🎉🎉

Congrats, that's awesome. Keep growing the card.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $211,000 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Everyday SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K